01 · About SCGK & Co
Rigor for the household. Clarity for everyone.
SCGK & Co brings business-school-inspired frameworks to household spending, so that structured financial thinking is available to every American household at an accessible price.
Discipline, made accessible.
Structure
Every module applies a clear framework and ends with a decision rule.
Transparency
We publish our pricing, our trial terms, and our limits.
Education, Not Advice
We provide educational tools and never recommend specific securities or guarantee outcomes.
Part of EL Engineering Industrial Holdings.
EL Engineering Industrial Holdings is an independent industrial advisory and private capital platform — operating at the institutional level across complex transactions and investment situations.
SCGK & Co extends selected analytical disciplines from that platform into a consumer and small-business environment — focusing on recurring expenses, subscriptions, and bill optimization. The principle is the same at every scale: identify unnecessary cost, improve financial efficiency, and create measurable value.
Group Structure
EL Engineering Industrial Holdings
Independent Industrial Advisory & Private Capital — parent holding company, operating at the institutional level.
SCGK & Co
Consumer Savings & Subscription Optimization — a specialized operating company serving consumers and small businesses.
EL Engineering Industrial Holdings operates at the institutional level. SCGK & Co brings that discipline to everyday financial optimization.
Visit EL Engineering Industrial HoldingsThe people behind the program.
These are the named individuals who answer for the content, rigor, and standards of SCGK & Co.
Spas G. Kostov
Founding Principal & Group CIO
Spas G. Kostov provides executive direction, governance oversight, and institutional discipline across SCGK & Co. As Founding Principal & Group CIO, he ensures the firm's standards, analytical frameworks, and operational systems meet modern U.S. household expectations.
Alexandra R. Whitmore
Founding Principal & Chief Executive
Alexandra Whitmore brings institutional-grade operational discipline to household financial clarity. A former CIO at JPMorgan Chase, she built SCGK & Co to apply enterprise-level cost-control frameworks to the American household.
Jonathan P. Ellsworth
Principal & Head of Research
Jonathan Ellsworth architects the analytical backbone of the SCGK methodology — the spending taxonomy, clarity benchmarks, and scoring instruments used across the program.
Dr. Helena M. Voss
Chief Investment Officer
Dr. Helena Voss ensures every module, report, and disclosure meets the firm's published standards. She designs program elements that overcome financial inertia in modern households.
Marcus D. Whitfield
Director of Program Design
Marcus Whitfield translates SCGK's research into the member experience — case studies, guided audits, and the quarterly review cycle.
Speak With Our Team
Connect directly with the SCGK & Co leadership team for clarity reviews, household cost optimization guidance, and program support.
Spas G. Kostov
Founding Principal & Group CIO
Alexandra R. Whitmore
Founding Principal & Chief Executive
Jonathan P. Ellsworth
Principal & Head of Research
Marcus D. Whitfield
Director of Program Design
How we build what we publish.
Every framework is explained in plain English.
Every statistic carries a named source and date, or is labeled as an illustrative example.
Savings figures are always presented as estimates.
Partner relationships are disclosed next to the relevant content.
Your data, handled with discipline.
SCGK & Co collects the household information you enter — bills, spending estimates, goals — and your account email. It is used only to operate your membership and improve the platform. It is never sold. You can review it in Account Settings, and a one-step account deletion removes your records. Full details are in the Privacy Policy.
Who we are, formally.
A New York City–headquartered practice, serving U.S. households through a secure, high-performance digital platform.
Stated plainly, before you ask.
Regulatory Status
SCGK & Co provides educational information and general financial tools only. It is not a bank, broker-dealer, or registered investment adviser, and nothing on this website is financial, tax, investment, or legal advice. Savings figures are estimates and are not guaranteed.
Fraud Awareness
SCGK & Co communicates only through the contact details published on this website. Verify any message claiming to come from SCGK & Co using these channels.
08 · Begin
Start seeing where your money goes.
Free for 7 days, then $1.99/month (plus applicable tax) until you cancel. You will be charged on October 26, 2026 unless you cancel before then.