Partnership. Platform. Proven infrastructure.
SCGK & Co collaborates with banks, fintech platforms, employers, and consumer-wellbeing organizations to place rigorous financial discipline in the hands of U.S. households — at a price the household can carry without negotiation.
Core Curriculum Modules
Membership Tiers, from $1.99/mo
Complimentary Trial Access
Onerous Commitments. Cancel Anytime
Figures refer to the published membership catalog and program curriculum.
Institutional discipline is abundant. Access is not.
The analytical apparatus that institutions deploy to defend margin — benchmarking, exposure mapping, attribution — has never been priced for the household it should protect. SCGK & Co exists at that point of access: where graduate-level method meets a $1.99 monthly fee. Our partners are the distribution, capital, and infrastructure that carry it the last mile.
What a partnership must carry.
We extend a small number of partnerships, each held to the standard we hold ourselves to. Criteria are commitments, not aspirations.
Platforms, employers, and institutions that reach U.S. households directly
Consumer wellbeing, financial capability, and household economics
Transparent, member-first pricing — no commission on the member's savings
Rigorous privacy standards; the member's ledger is never sold
Standing infrastructure, not campaign partnerships
Understood in ten seconds.
Rigorous financial clarity for the household — delivered as a curriculum, not a dashboard.
Paris-headquartered practice, serving U.S. households through a digital platform.
The method of a consulting engagement, the pricing of a utility, the format of an executive program.
Recurring-spend audits, behavioral correction, and a benchmarked clarity score — compounding monthly.
Banks, fintech platforms, employers, insurers, and wellbeing organizations.
Open a partnership conversation — or experience the program as a member first.
Where household trust meets institutional method.
Proprietary Methodology
The Core Curriculum, the Clarity Score™, and the Savings Blueprint are our own instruments — developed in-house, held to our standard, and licensed to no one on worse terms than the member receives.
Institutional Infrastructure
Stripe-processed billing, PCI-Level-1 payment compliance, and a platform engineered for audit-grade recordkeeping. The back office is built like the front promise.
Member-First Economics
Partners profit from distribution, never from the member's margin. No affiliate commission on cancellation, no data brokerage, no arbitrage of trust.
Built on trusted infrastructure.
Built for the financial-wellbeing ecosystem.
What $1.99 actually buys.
Every membership line item, stated once and in full. The complete apparatus — curriculum, instruments, score, archive — carries a monthly price below that of a single household subscription.
Value framing is illustrative: the membership fee is set below the cost of one typical monthly subscription. Savings outcomes depend on household execution and are not promised.
The Core Curriculum
01Six graduate-level modules — the complete household operating program
The Analytical Instruments
02VCR calculator, baselining, renewal-exposure mapping, savings attribution
The Clarity Score™
03A benchmarked 0–100 index, tracked over the life of the membership
The Savings Blueprint
04A dated, dollar-assigned action plan — analysis converted into execution
The Archive
05Branded PDF briefings of every module and exhibit, kept for the household record
Working Papers
06Full access to the Insights working papers — research written for the member
The Renewal Service
07Alerts issued in advance of every billing date on the household calendar
Disclosure: SCGK & Co currently has no affiliate, referral, or revenue-sharing relationships with any organization, and earns no commission from any provider named on this site. If a partnership or affiliate arrangement is ever established, it will be disclosed here and next to the relevant content.