How It Works
A structured process — from review to verified outcome.
SCGK & Co provides financial clarity and cost optimization services for recurring expenses, subscriptions and bills. Every engagement follows the same seven-step sequence, and every action stays under your authorization.
The SCGK Financial Clarity Framework™
01
Identify
What recurring financial commitments exist?
02
Classify
What are they, how often do they occur, and what do they cost?
03
Analyze
Which costs appear necessary, duplicative, inefficient, outdated, or worth reviewing?
04
Prioritize
Which opportunities deserve attention first?
05
Decide
What does the client want to keep, change, cancel, renegotiate, or investigate?
06
Act
Execute authorized actions through the appropriate workflow.
07
Verify
Confirm completion and monitor the resulting position.
The SCGK Path
From free check to verified outcome.
01
Financial Clarity Check
Free
See where your recurring costs may be hiding. A short, guided review — no obligation.
Explore →02
Financial Clarity Audit
$49
Establish visibility over every recurring commitment — what exists, what it costs.
Explore →03
Subscription Cleanup
$99
Identify unnecessary and overlapping commitments — and act on them through your decisions.
Explore →04
Bill Optimization
25% of verified savings
Of verified first-year savings only. No verified reduction, no success fee.
Explore →05
Financial Clarity Concierge
$199
A broader recurring-cost review — household and business, with a prioritized action plan.
Explore →Each engagement is one-time and priced before work begins. Potential opportunities are never presented as verified savings.
The Services
Financial Clarity Audit
$49 · one-time engagement
A structured initial review designed to establish visibility over recurring financial commitments and identify areas that may warrant further analysis.
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Subscription Cleanup
$99 · one-time engagement
A focused review of recurring subscriptions and services to identify unnecessary, overlapping, outdated, or otherwise questionable commitments and determine the appropriate action.
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Full Household Review
$199 · one-time engagement
A complete review of your household's recurring costs — subscriptions, bills, contracts, and business expenses — with a prioritized action plan.
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Bill optimization works on performance: No savings, no success fee. If SCGK & Co reduces an eligible recurring bill, the fee is 25% of verified first-year savings — invoiced once, after the reduction is confirmed. See how Bill Optimization works →