Performance-Based · 25% of Verified Savings
Bill Optimization
SCGK & Co's Bill Optimization engagement reviews recurring household bills to determine whether each plan is still appropriate, competitively priced, and correctly billed. The fee is 25% of verified first-year savings — no verified savings, no fee.
The Problem It Solves
Bills are set up once and examined rarely. Promotional pricing expires, fees creep upward, and plans stay sized for a household that has changed. Most overpayment hides inside statements no one re-reads.
Who It Is For
- —Households that auto-pay their bills and rarely open the statements.
- —Anyone who suspects a plan no longer matches their actual usage.
- —Clients who want a review tied to verified results rather than promises.
What we review
—Internet and mobile plans
—Insurance premiums
—Utility charges
—Other recurring service-provider bills
How It Works
01
Gather bills
Current statements are collected for each service.
02
Verify line items
Charges, fees, and taxes are checked against what was agreed.
03
Compare plan vs. needs
The plan is checked against actual usage.
04
Identify opportunities
Correction and renegotiation opportunities are documented.
05
Client decision
You decide what happens — nothing proceeds without authorization.
06
Authorized action
Approved changes are executed through the appropriate channel.
07
Verify outcome
The next statement is checked to confirm the reduction took effect.
What You Receive
- —A line-item review of each recurring bill
- —A documented list of correction and renegotiation opportunities
- —A decision record for every opportunity
- —Verification of each completed reduction against the following statement
Pricing
25%
of verified first-year savings
25% of verified first-year savings, invoiced once after the reduction is confirmed. Not every bill can be reduced — where no verified reduction is achieved, no success fee is owed.
What SCGK & Co Does Not Do
- —Not every bill can be reduced; the review states this plainly when it is the case.
- —No action is taken without appropriate client authorization.
- —Educational and organizational service — not financial, tax, or legal advice.
SCGK AI Analyst Network
Talk to our Bill Optimization Analyst
Specializes in reviewing recurring bills for plan fit and correct pricing. Start a private conversation and get a structured read on your situation before deciding anything.
Discuss Your Optimization Opportunity
Have a bill you believe could be lower? Tell us what is happening and we will determine whether optimization is appropriate.
Related Knowledge
Start with the Financial Clarity Chat
A short, guided conversation identifies the appropriate next step — private, straightforward, and without obligation.
Start Financial Clarity →