Find what you're paying for. Cancel what you're not using.
Track your subscriptions and recurring bills on your own, or let us do a one-time review. Pick the level of help that fits.
Not sure which fits? Talk to SCGK →
Track it: monthly plans
Every plan starts with a free 30-day trial. A card is required at signup — you won't be charged during the trial. Cancel anytime in two clicks.
All prices in USD. Applicable tax is shown at checkout before you pay.
Start
SCGK Start
Get your recurring costs in one place.
- Subscription list with renewal dates
- Basic expense categories
- Renewal reminders
Best for: People who just want to see what they pay for.
Free for 30 days. We'll charge $3.99 on November 22, 2026 unless you cancel.
Smart
SCGK Smart
Find out what to review or cancel first.
- Everything in Start, plus:
- Recurring-bill tracking and stronger reminders
- AI assistance that flags forgotten and overlapping services
- A personalized list of what to look at first
- Cost analysis across your recurring spending
Best for: People who suspect they pay for more than they use.
Free for 30 days. We'll charge $9.99 on November 22, 2026 unless you cancel.
Household
SCGK Household
Keep a whole household's costs under control.
- Everything in Smart, plus:
- Household view across streaming, software, telecom, insurance and more
- Multiple expense categories
- Personalized savings recommendations, with each action tracked until it's done
Best for: Households with many recurring services.
Free for 30 days. We'll charge $19.99 on November 22, 2026 unless you cancel.
Concierge
SCGK Concierge Membership
A specialist works through it with you.
- Everything in Household, plus:
- Comprehensive recurring-cost review
- A personalized savings plan, updated as things change
Best for: Busy households or businesses with significant recurring costs and little time.
Free for 30 days. We'll charge $99 on November 22, 2026 unless you cancel.
Compare plans
| What you get | Start$3.99/mo | Smart$9.99/mo | Household$19.99/mo | Concierge$99/mo |
|---|---|---|---|---|
| Subscription list & reminders | Included | Included | Included | Included |
| Recurring-bill tracking | — | Included | Included | Included |
| AI-flagged opportunities | — | Included | Included | Included |
| Household view & categories | — | — | Included | Included |
| Savings recommendations with action tracking | — | — | Included | Included |
| Human specialist | — | — | — | Included |
| Personalized savings plan | — | — | — | Included |
Explore the full Subscription Architecture →Already a member? Manage your subscription → Cancel anytime from Account Settings or the Stripe portal, and we confirm by email.
Fix it once. One payment, no renewal.
One payment. No renewal. No recurring charge. Tax is shown before you pay.
Financial Clarity Audit
See what you pay for and where to look first.
Best for: A first look at where your money goes.
You provide: answers to a short intake about your recurring costs. No account access is needed.
You receive: a complete recurring-cost list, categories, and a prioritized list of areas to review, plus a recommended next step.
One-time payment · Secure Stripe checkout · Refund policy
Subscription Cleanup
Find the subscriptions you don't need, and cancel them.
Best for: People who know there's waste and want it dealt with.
You provide: your list of recurring subscriptions, and a yes/no decision on each cancellation.
You receive: your full subscription list, flagged duplicates and overlaps, a list of cancellation candidates, and help acting on the ones you approve — we track each one to completion.
We act only with your authorization.
One-time payment · Secure Stripe checkout · Refund policy
Full Household Review
Look at everything recurring, not just subscriptions.
Best for: People who want one thorough review of all recurring costs.
You provide: your recurring cost details across all categories. We never act without your authorization.
You receive: a review covering subscriptions, household costs, service providers, contracts and, if relevant, business expenses, with an action plan ranked by impact.
One-time payment · Secure Stripe checkout · Refund policy
These are educational services — not financial, tax, or legal advice. We never act on your accounts without your authorization. Regulatory disclosures
Lower my bills: pay only if we save you money
No savings, no success fee. If SCGK & Co reduces an eligible recurring bill, the fee is 25% of verified first-year savings — invoiced once, after the reduction is confirmed.
Here's exactly how it works. We review your recurring bills — telecom, insurance, utilities — for plan fit and correct pricing. We prepare your case: the evidence, the comparison points, and a script for your call or email. You contact the provider — we never act on your account without your authorization. We track the outcome with you, and if the reduction is confirmed on your actual bill, we invoice the fee.
“Verified” means the lower amount shows on your bill or provider account before we charge anything. Savings are not guaranteed — actual results vary by provider, market, and bill.
Illustrative example
Illustrative example only. Actual savings vary by provider, market, and bill, and are not guaranteed.
What we ask for, and what we never do.
- We ask for: a list of your subscriptions and bills, and the details you choose to enter about your recurring costs.
- No bank connections — you enter the information you choose to track.
- We never ask for your bank password, full card number, or Social Security number.
- Card payments are processed directly by Stripe — we do not store card details.
- We never act on your accounts without your authorization.
Read the full Privacy Policy.
How Engagements Work
Each service is a one-time payment through Stripe. Applicable tax is shown before you pay, and your receipt arrives by email. The engagement is delivered through your client portal — the program, the tools, and your specialist desk open on completion.
There is no automatic renewal and no recurring charge. If you later want a deeper engagement, you choose it.
All engagements are educational services and are not professional financial, tax, or legal advice. Savings figures are estimates and are not guaranteed.
Common questions, straight answers.
Still not sure? Talk it through with SCGK or contact the team.
What's the difference between a membership and a one-time service?
A membership gives you ongoing tools and support each month. A one-time service is a single review with a defined result, paid once.
Is the free trial really free?
Yes. You pay $0 for 30 days. A card is required at signup but isn't charged during the trial — we'll charge your plan price on day 30 unless you cancel.
How do I cancel?
Sign in and choose Manage Subscription. Two clicks, and we email you a confirmation. Cancellation stops future charges, and you keep access until the end of the paid period.
What if you don't find anything to save?
You keep the deliverables: the full inventory and report from your engagement. For Bill Optimization, there is no risk — if there are no verified savings, there is no fee.
How long does a one-time service take?
Your engagement opens in the client portal right after checkout, and the portal shows progress at every step. Exact timing depends on how quickly you complete the intake — we confirm the schedule when your engagement starts.
What do you need from me?
A list of your subscriptions and bills, and the details you choose to enter about your recurring costs. We never ask for passwords, full card numbers, or your Social Security number.
Will you cancel things without asking me?
No. We act only on what you approve — every cancellation or change starts with your decision.
How does the 25% fee work?
It applies only to Bill Optimization, only on verified first-year savings, and it's charged once after the reduction is confirmed. No savings, no fee.
Is this financial advice?
No. We provide educational information and tools. We don't give financial, tax, investment or legal advice.
Who is behind SCGK & Co?
SCGK & Co is a digital-first financial-clarity practice, a company of EL Engineering Industrial Holdings. Billing questions go to sgk@scgk.com.