SCGK & Co · SCGK Subscription Architecture
Clarity for Every Household
Institutional-grade recurring-cost intelligence, delivered through a simple ladder of four plans.
$3.99 → $99: the Value Ladder
Each tier expands analytical depth, decision support, and clarity infrastructure.
Start
Start
$3.99/mo
Smart
Smart
$9.99/mo
Household
Household
$19.99/mo
Concierge
Concierge
$99/mo
Four plans, one simple ladder of recurring-cost intelligence
Start
SCGK Start
Get your recurring costs in one place.
- Subscription list with renewal dates
- Basic expense categories
- Renewal reminders
Best for: People who just want to see what they pay for.
Start Financial ClarityFree for 30 days. We'll charge $3.99 on November 22, 2026 unless you cancel.
Smart
SCGK Smart
Find out what to review or cancel first.
- Everything in Start, plus:
- Recurring-bill tracking and stronger reminders
- AI assistance that flags forgotten and overlapping services
- A personalized list of what to look at first
- Cost analysis across your recurring spending
Best for: People who suspect they pay for more than they use.
Start Financial ClarityFree for 30 days. We'll charge $9.99 on November 22, 2026 unless you cancel.
Household
SCGK Household
Keep a whole household's costs under control.
- Everything in Smart, plus:
- Household view across streaming, software, telecom, insurance and more
- Multiple expense categories
- Personalized savings recommendations, with each action tracked until it's done
Best for: Households with many recurring services.
Start Financial ClarityFree for 30 days. We'll charge $19.99 on November 22, 2026 unless you cancel.
Concierge
SCGK Concierge Membership
A specialist works through it with you.
- Everything in Household, plus:
- Comprehensive recurring-cost review
- A personalized savings plan, updated as things change
Best for: Busy households or businesses with significant recurring costs and little time.
Start Financial ClarityFree for 30 days. We'll charge $99 on November 22, 2026 unless you cancel.
Compare Plans — The SCGK Monthly Ladder
| Capability | Start$3.99/mo | Smart$9.99/mo | Household$19.99/mo | Concierge$99/mo |
|---|---|---|---|---|
| Subscription list & reminders | Included | Included | Included | Included |
| Recurring-bill tracking | — | Included | Included | Included |
| AI-flagged opportunities | — | Included | Included | Included |
| Household view & categories | — | — | Included | Included |
| Savings recommendations with action tracking | — | — | Included | Included |
| Human specialist | — | — | — | Included |
| Personalized savings plan | — | — | — | Included |
Identify → Classify → Analyze → Prioritize → Decide → Act → Verify
A structured methodology inherited from EL Engineering Industrial Holdings, adapted for household economics.
01
Identify
02
Classify
03
Analyze
04
Prioritize
05
Decide
06
Act
07
Verify
Every tier connects to the SCGK AI Analyst Network
Each subscription tier connects to specialized AI Analysts — one methodology, one customer record, and human escalation whenever your situation requires it.
Institutional Architecture
SCGK & Co applies enterprise-grade analytical discipline to the household balance sheet, extending EL Engineering’s industrial decision-systems methodology to consumer clarity.